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	<title>User:Karri98Q10689369 - Revision history</title>
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	<updated>2026-04-08T22:03:47Z</updated>
	<subtitle>Revision history for this page on the wiki</subtitle>
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		<title>Karri98Q10689369: Replaced content with &quot;Bettina just what people call her and she or he loves which it. What me and my family love should be to read books and I'm trying to make it a occupational. He's always lo...&quot;</title>
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		<updated>2019-06-11T00:27:00Z</updated>

		<summary type="html">&lt;p&gt;Replaced content with &amp;quot;Bettina just what people call her and she or he loves which it. What me and my family love should be to read books and I&amp;#039;m trying to make it a occupational. He&amp;#039;s always lo...&amp;quot;&lt;/p&gt;
&lt;table class=&quot;diff diff-contentalign-left&quot; data-mw=&quot;interface&quot;&gt;
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				&lt;td colspan=&quot;2&quot; style=&quot;background-color: #fff; color: #222; text-align: center;&quot;&gt;← Older revision&lt;/td&gt;
				&lt;td colspan=&quot;2&quot; style=&quot;background-color: #fff; color: #222; text-align: center;&quot;&gt;Revision as of 00:27, 11 June 2019&lt;/td&gt;
				&lt;/tr&gt;&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot; id=&quot;mw-diff-left-l1&quot; &gt;Line 1:&lt;/td&gt;
&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot;&gt;Line 1:&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class='diff-marker'&gt;−&lt;/td&gt;&lt;td style=&quot;color: #222; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;I &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;need &lt;/del&gt;to &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;introduce myself to you, I am Von Wasinger&lt;/del&gt;. Maine &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;is the place he loves most &lt;/del&gt;but he needs to &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;because of &lt;/del&gt;his &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;house&lt;/del&gt;. &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;The thing he adores most is actually by play lacross &lt;/del&gt;but he&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;'s been juggling new things lately. The job I've been occupying for years is &lt;/del&gt;a &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;supervisor &lt;/del&gt;and &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;i am doing great financially&lt;/del&gt;. &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;He's not godd at design but &lt;/del&gt;you &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;would like &lt;/del&gt;to check his website: http://&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;szotar&lt;/del&gt;.&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;sztaki&lt;/del&gt;.&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;hu&lt;/del&gt;/&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;hun-eng-4868061&lt;/del&gt;/&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;request/surprise-homeowners-insurance--2073340?---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[pid]%22%0D%0A%0D%0A387129%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[case_status_id]%22%0D%0A%0D%0A4%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[case_priority_id]%22%0D%0A%0D%0A2%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[case_type_id]%22%0D%0A%0D%0A9%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22title%22%0D%0A%0D%0ASurprise%21%20Homeowner's%20Insurance%20Won't%20Cover%20Your%20Maid's%20Medical%20Bills%20But%20You%20Will%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22taxonomy[4][]%22%0D%0A%0D%0A2774%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22teaser_include%22%0D%0A%0D%0A1%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22body%22%0D%0A%0D%0AWe've%20come%20across%20this%20many%20times%20while%20meeting%20with%20a%20prospective%20client.%20The%20idea%20that%20their%20homeowners%20insurance%20will%20protect%20them%20if%20there%20is%20an%20accident.%0D%0ABad%20news%20is,%20it%20probably%20won't.%20And,%20depending%20on%20where%20you%20live,%20you%20may%20be%20liable%20for%20more%20than%20just%20the%20maid's%20medical%20expenses.%0D%0ASome%20states%20(check%20with%20your%20state%20for%20details)%20define%20you%20as%20the%20employer%20and%20if%20workers%20compensation%20insurance%20hasn't%20been%20paid,%20%20%3CA%20HREF='https:&lt;/del&gt;//&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;thaijobpro.com&lt;/del&gt;/&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;'%3E%E0%B8%9E%E0%B8%B5%E0%B9%88%E0%B9%80%E0%B8%A5%E0%B8%B5%E0%B9%89%E0%B8%A2%E0%B8%87%E0%B9%80%E0%B8%94%E0%B9%87%E0%B8%81%3C&lt;/del&gt;/&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;A%3E%20you'll%20get%20a%20bill%20and%20hefty%20fine&lt;/del&gt;.&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;%20Then%20there%20are%20those%20employment%20taxes%20that%20may%20not%20have%20been%20paid%20out%20of%20what%20you%20pay%20your%20cleaner.%0D%0AYou%20may%20find%20yourself%20at%20even%20further%20risk%20if%20the%20cleaner%20in%20your%20home%20is%20unscrupulous%20and%20knows%20that%20you%20are%20not%20aware%20of%20the%20law.%20You%20are%20at%20a%20dis-advantage%21%0D%0ABut,%20why%20are%20you%20at%20risk%3F%20You%20found%20your%20cleaner%20in%20the%20yellow%20pages.%20They%20seemed%20like%20a%20reputable%20service.%20Isn't%20this%20their%20responsibility%3F%0D%0ANot%20by%20definition%20in%20many%20states%20(check%20your%20state%20for%20details).%20Many%20%22independent%22%20maids%20or%20cleaning%20contractors%20are%20considered%20your%20employee%20based%20on%20how%20much%20control%20you%20have%20over%20what%20they%20do.%20If%20an%20independent%20cleaner%20works%20in%20your%20home%20using%20your%20equipment%20and%20following%20your%20directions,%20that%20cleaner%20may%20be%20determined%20your%20employee.%20It%20may%20not%20matter%20where%20you%20found%20them%20or%20how%20reputable%20they%20seemed.%0D%0ADon't%20pull%20out%20the%20rubber%20gloves%20to%20do%20your%20own%20cleaning%20just%20yet%21%20There%20are%20things%20you%20can%20do%20to%20protect%20yourself.%20Here's%20a%20quick%20list%20to%20get%20you%20started:%0D%0AFirst,%20check%20with%20your%20insurance%20company%20to%20see%20what%20is%20and%20is%20not%20covered.%0D%0ASecond,%20do%20some%20research%20on%20the%20cleaning%20contractor%20you%20are%20about%20to%20hire.%20There%20are%20several%20reporting%20agencies%20that%20you%20can%20look%20to%20-%20BBB,%20Angie's%20List,%20et%20al.%20Ask%20the%20contractor%20directly%20if%20they%20pay%20Workers%20Compensation%20and%20that%20they%20add%20you%20as%20an%20insurance%20holder.%20(This%20means%20the%20insurance%20company%20will%20send%20you%20and%20update%20if%20the%20policy%20status%20changes%20-%20so%20you'll%20know%20if%20a%20policy%20has%20been%20canceled%20the%20day%20after%20you%20hire%20them%20-%20yes,%20it%20does%20happen.)%20Even%20a%20solo%20worker%20should%20have%20their%20business%20incorporated%20and%20be%20able%20to%20show%20you%20that%20they%20pay%20worker's%20compensation.%20Ask%21%0D%0AThird,%20ask%20if%20they%20pay%20employment%20taxes.%20And,%20get%20that%20in%20writing.%20Most%20sound,%20established%20cleaning%20services%20will%20have%20this%20covered%20in%20their%20service%20agreement%20or%20on%20their%20website.%20You%20may%20see%20wording%20like,%20%22we%20employee%20our%20workers%22%20or%20%22we%20pay%20all%20employment%20taxes%22.%20You%20get%20the%20drift.%0D%0AIf%20your%20questions%20seem%20to%20catch%20the%20cleaning%20contractor%20off-guard,%20then%20perk%20up%20and%20pay%20attention.%20Get%20a%20couple%20more%20estimates%20and%20do%20your%20homework%21%0D%0AAnd%20remember,%20if%20the%20price%20is%20%22too%20good%20to%20be%20true%22,%20it%20most%20likely%20isn't%20true%20or%20good%20for%20you.%20If%20you%20hire%20a%20private%20cleaner%20for%20$10-12%20per%20hour,%20chances%20are%20high%20that%20the%20proper%20taxes%20may%20not%20be%20paid%20and%20the%20proper%20insurances%20are%20not%20carried.%20These%20things%20cost%20reputable%20companies%20and%20that%20is%20why%20they%20charge%20more.%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22changed%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22form_build_id%22%0D%0A%0D%0Aform-362f6f72c5beade9c6449c5d732a576f%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22form_id%22%0D%0A%0D%0Arequest_node_form%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22log%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_type[value]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_content[0][value]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_tpl_root[0][value]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_target_id[nid][nid]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_searchword[0][value]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22op%22%0D%0A%0D%0AMent%C3%A9s%0D%0A---------------------------57699897342050830--&lt;/del&gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;Here is &lt;/del&gt;my &lt;del class=&quot;diffchange diffchange-inline&quot;&gt;website :: &lt;/del&gt;[http://&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;szotar&lt;/del&gt;.&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;sztaki&lt;/del&gt;.&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;hu&lt;/del&gt;/&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;hun-eng-4868061&lt;/del&gt;/&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;request/surprise-homeowners-insurance--2073340?---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[pid]%22%0D%0A%0D%0A387129%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[case_status_id]%22%0D%0A%0D%0A4%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[case_priority_id]%22%0D%0A%0D%0A2%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[case_type_id]%22%0D%0A%0D%0A9%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22title%22%0D%0A%0D%0ASurprise%21%20Homeowner's%20Insurance%20Won't%20Cover%20Your%20Maid's%20Medical%20Bills%20But%20You%20Will%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22taxonomy[4][]%22%0D%0A%0D%0A2774%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22teaser_include%22%0D%0A%0D%0A1%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22body%22%0D%0A%0D%0AWe've%20come%20across%20this%20many%20times%20while%20meeting%20with%20a%20prospective%20client.%20The%20idea%20that%20their%20homeowners%20insurance%20will%20protect%20them%20if%20there%20is%20an%20accident.%0D%0ABad%20news%20is,%20it%20probably%20won't.%20And,%20depending%20on%20where%20you%20live,%20you%20may%20be%20liable%20for%20more%20than%20just%20the%20maid's%20medical%20expenses.%0D%0ASome%20states%20(check%20with%20your%20state%20for%20details)%20define%20you%20as%20the%20employer%20and%20if%20workers%20compensation%20insurance%20hasn't%20been%20paid,%20%20%3CA%20HREF='https:&lt;/del&gt;//&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;thaijobpro.com&lt;/del&gt;/&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;'%3E%E0%B8%9E%E0%B8%B5%E0%B9%88%E0%B9%80%E0%B8%A5%E0%B8%B5%E0%B9%89%E0%B8%A2%E0%B8%87%E0%B9%80%E0%B8%94%E0%B9%87%E0%B8%81%3C&lt;/del&gt;/&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;A%3E%20you'll%20get%20a%20bill%20and%20hefty%20fine&lt;/del&gt;.&lt;del class=&quot;diffchange diffchange-inline&quot;&gt;%20Then%20there%20are%20those%20employment%20taxes%20that%20may%20not%20have%20been%20paid%20out%20of%20what%20you%20pay%20your%20cleaner.%0D%0AYou%20may%20find%20yourself%20at%20even%20further%20risk%20if%20the%20cleaner%20in%20your%20home%20is%20unscrupulous%20and%20knows%20that%20you%20are%20not%20aware%20of%20the%20law.%20You%20are%20at%20a%20dis-advantage%21%0D%0ABut,%20why%20are%20you%20at%20risk%3F%20You%20found%20your%20cleaner%20in%20the%20yellow%20pages.%20They%20seemed%20like%20a%20reputable%20service.%20Isn't%20this%20their%20responsibility%3F%0D%0ANot%20by%20definition%20in%20many%20states%20(check%20your%20state%20for%20details).%20Many%20%22independent%22%20maids%20or%20cleaning%20contractors%20are%20considered%20your%20employee%20based%20on%20how%20much%20control%20you%20have%20over%20what%20they%20do.%20If%20an%20independent%20cleaner%20works%20in%20your%20home%20using%20your%20equipment%20and%20following%20your%20directions,%20that%20cleaner%20may%20be%20determined%20your%20employee.%20It%20may%20not%20matter%20where%20you%20found%20them%20or%20how%20reputable%20they%20seemed.%0D%0ADon't%20pull%20out%20the%20rubber%20gloves%20to%20do%20your%20own%20cleaning%20just%20yet%21%20There%20are%20things%20you%20can%20do%20to%20protect%20yourself.%20Here's%20a%20quick%20list%20to%20get%20you%20started:%0D%0AFirst,%20check%20with%20your%20insurance%20company%20to%20see%20what%20is%20and%20is%20not%20covered.%0D%0ASecond,%20do%20some%20research%20on%20the%20cleaning%20contractor%20you%20are%20about%20to%20hire.%20There%20are%20several%20reporting%20agencies%20that%20you%20can%20look%20to%20-%20BBB,%20Angie's%20List,%20et%20al.%20Ask%20the%20contractor%20directly%20if%20they%20pay%20Workers%20Compensation%20and%20that%20they%20add%20you%20as%20an%20insurance%20holder.%20(This%20means%20the%20insurance%20company%20will%20send%20you%20and%20update%20if%20the%20policy%20status%20changes%20-%20so%20you'll%20know%20if%20a%20policy%20has%20been%20canceled%20the%20day%20after%20you%20hire%20them%20-%20yes,%20it%20does%20happen.)%20Even%20a%20solo%20worker%20should%20have%20their%20business%20incorporated%20and%20be%20able%20to%20show%20you%20that%20they%20pay%20worker's%20compensation.%20Ask%21%0D%0AThird,%20ask%20if%20they%20pay%20employment%20taxes.%20And,%20get%20that%20in%20writing.%20Most%20sound,%20established%20cleaning%20services%20will%20have%20this%20covered%20in%20their%20service%20agreement%20or%20on%20their%20website.%20You%20may%20see%20wording%20like,%20%22we%20employee%20our%20workers%22%20or%20%22we%20pay%20all%20employment%20taxes%22.%20You%20get%20the%20drift.%0D%0AIf%20your%20questions%20seem%20to%20catch%20the%20cleaning%20contractor%20off-guard,%20then%20perk%20up%20and%20pay%20attention.%20Get%20a%20couple%20more%20estimates%20and%20do%20your%20homework%21%0D%0AAnd%20remember,%20if%20the%20price%20is%20%22too%20good%20to%20be%20true%22,%20it%20most%20likely%20isn't%20true%20or%20good%20for%20you.%20If%20you%20hire%20a%20private%20cleaner%20for%20$10-12%20per%20hour,%20chances%20are%20high%20that%20the%20proper%20taxes%20may%20not%20be%20paid%20and%20the%20proper%20insurances%20are%20not%20carried.%20These%20things%20cost%20reputable%20companies%20and%20that%20is%20why%20they%20charge%20more.%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22changed%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22form_build_id%22%0D%0A%0D%0Aform-362f6f72c5beade9c6449c5d732a576f%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22form_id%22%0D%0A%0D%0Arequest_node_form%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22log%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_type[value]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_content[0][value]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_tpl_root[0][value]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_target_id[nid][nid]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_searchword[0][value]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22op%22%0D%0A%0D%0AMent%C3%A9s%0D%0A---------------------------57699897342050830-- แม่บ้าน&lt;/del&gt;]&lt;/div&gt;&lt;/td&gt;&lt;td class='diff-marker'&gt;+&lt;/td&gt;&lt;td style=&quot;color: #222; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;Bettina just what people call her and she or he loves which it. What me and my family love should be to read books and &lt;/ins&gt;I&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;'m trying &lt;/ins&gt;to &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;make it a occupational&lt;/ins&gt;. &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;He's always loved a really enjoyable &lt;/ins&gt;Maine but he needs to &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;move associated with &lt;/ins&gt;his &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;family member&lt;/ins&gt;. &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;She used to be unemployed &lt;/ins&gt;but &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;now &lt;/ins&gt;he &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;can be &lt;/ins&gt;a &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;financial officer but soon her husband &lt;/ins&gt;and &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;her will start their own company&lt;/ins&gt;. &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;If &lt;/ins&gt;you &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;want &lt;/ins&gt;to &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;find uot more &lt;/ins&gt;check &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;out &lt;/ins&gt;his website: http://&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;www&lt;/ins&gt;.&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;bmur&lt;/ins&gt;.&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;no&lt;/ins&gt;/&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;UserProfile&lt;/ins&gt;/&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;tabid&lt;/ins&gt;/&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;43&lt;/ins&gt;/&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;UserID&lt;/ins&gt;/&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;208836&lt;/ins&gt;/&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;Default&lt;/ins&gt;.&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;aspx&lt;/ins&gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;Check out &lt;/ins&gt;my &lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;web site &lt;/ins&gt;[http://&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;www&lt;/ins&gt;.&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;bmur&lt;/ins&gt;.&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;no&lt;/ins&gt;/&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;UserProfile&lt;/ins&gt;/&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;tabid&lt;/ins&gt;/&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;43&lt;/ins&gt;/&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;UserID&lt;/ins&gt;/&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;208836&lt;/ins&gt;/&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;Default&lt;/ins&gt;.&lt;ins class=&quot;diffchange diffchange-inline&quot;&gt;aspx พี่เลี้ยงเด็ก&lt;/ins&gt;]&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;/table&gt;</summary>
		<author><name>Karri98Q10689369</name></author>
		
	</entry>
	<entry>
		<id>http://infoexhelp.avalancheassociation.ca/index.php?title=User:Karri98Q10689369&amp;diff=3820&amp;oldid=prev</id>
		<title>Karri98Q10689369: Created page with &quot;I need to introduce myself to you, I am Von Wasinger. Maine is the place he loves most but he needs to because of his house. The thing he adores most is actually by play lacro...&quot;</title>
		<link rel="alternate" type="text/html" href="http://infoexhelp.avalancheassociation.ca/index.php?title=User:Karri98Q10689369&amp;diff=3820&amp;oldid=prev"/>
		<updated>2019-06-10T23:19:20Z</updated>

		<summary type="html">&lt;p&gt;Created page with &amp;quot;I need to introduce myself to you, I am Von Wasinger. Maine is the place he loves most but he needs to because of his house. The thing he adores most is actually by play lacro...&amp;quot;&lt;/p&gt;
&lt;p&gt;&lt;b&gt;New page&lt;/b&gt;&lt;/p&gt;&lt;div&gt;I need to introduce myself to you, I am Von Wasinger. Maine is the place he loves most but he needs to because of his house. The thing he adores most is actually by play lacross but he's been juggling new things lately. The job I've been occupying for years is a supervisor and i am doing great financially. He's not godd at design but you would like to check his website: http://szotar.sztaki.hu/hun-eng-4868061/request/surprise-homeowners-insurance--2073340?---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[pid]%22%0D%0A%0D%0A387129%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[case_status_id]%22%0D%0A%0D%0A4%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[case_priority_id]%22%0D%0A%0D%0A2%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[case_type_id]%22%0D%0A%0D%0A9%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22title%22%0D%0A%0D%0ASurprise%21%20Homeowner's%20Insurance%20Won't%20Cover%20Your%20Maid's%20Medical%20Bills%20But%20You%20Will%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22taxonomy[4][]%22%0D%0A%0D%0A2774%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22teaser_include%22%0D%0A%0D%0A1%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22body%22%0D%0A%0D%0AWe've%20come%20across%20this%20many%20times%20while%20meeting%20with%20a%20prospective%20client.%20The%20idea%20that%20their%20homeowners%20insurance%20will%20protect%20them%20if%20there%20is%20an%20accident.%0D%0ABad%20news%20is,%20it%20probably%20won't.%20And,%20depending%20on%20where%20you%20live,%20you%20may%20be%20liable%20for%20more%20than%20just%20the%20maid's%20medical%20expenses.%0D%0ASome%20states%20(check%20with%20your%20state%20for%20details)%20define%20you%20as%20the%20employer%20and%20if%20workers%20compensation%20insurance%20hasn't%20been%20paid,%20%20%3CA%20HREF='https://thaijobpro.com/'%3E%E0%B8%9E%E0%B8%B5%E0%B9%88%E0%B9%80%E0%B8%A5%E0%B8%B5%E0%B9%89%E0%B8%A2%E0%B8%87%E0%B9%80%E0%B8%94%E0%B9%87%E0%B8%81%3C/A%3E%20you'll%20get%20a%20bill%20and%20hefty%20fine.%20Then%20there%20are%20those%20employment%20taxes%20that%20may%20not%20have%20been%20paid%20out%20of%20what%20you%20pay%20your%20cleaner.%0D%0AYou%20may%20find%20yourself%20at%20even%20further%20risk%20if%20the%20cleaner%20in%20your%20home%20is%20unscrupulous%20and%20knows%20that%20you%20are%20not%20aware%20of%20the%20law.%20You%20are%20at%20a%20dis-advantage%21%0D%0ABut,%20why%20are%20you%20at%20risk%3F%20You%20found%20your%20cleaner%20in%20the%20yellow%20pages.%20They%20seemed%20like%20a%20reputable%20service.%20Isn't%20this%20their%20responsibility%3F%0D%0ANot%20by%20definition%20in%20many%20states%20(check%20your%20state%20for%20details).%20Many%20%22independent%22%20maids%20or%20cleaning%20contractors%20are%20considered%20your%20employee%20based%20on%20how%20much%20control%20you%20have%20over%20what%20they%20do.%20If%20an%20independent%20cleaner%20works%20in%20your%20home%20using%20your%20equipment%20and%20following%20your%20directions,%20that%20cleaner%20may%20be%20determined%20your%20employee.%20It%20may%20not%20matter%20where%20you%20found%20them%20or%20how%20reputable%20they%20seemed.%0D%0ADon't%20pull%20out%20the%20rubber%20gloves%20to%20do%20your%20own%20cleaning%20just%20yet%21%20There%20are%20things%20you%20can%20do%20to%20protect%20yourself.%20Here's%20a%20quick%20list%20to%20get%20you%20started:%0D%0AFirst,%20check%20with%20your%20insurance%20company%20to%20see%20what%20is%20and%20is%20not%20covered.%0D%0ASecond,%20do%20some%20research%20on%20the%20cleaning%20contractor%20you%20are%20about%20to%20hire.%20There%20are%20several%20reporting%20agencies%20that%20you%20can%20look%20to%20-%20BBB,%20Angie's%20List,%20et%20al.%20Ask%20the%20contractor%20directly%20if%20they%20pay%20Workers%20Compensation%20and%20that%20they%20add%20you%20as%20an%20insurance%20holder.%20(This%20means%20the%20insurance%20company%20will%20send%20you%20and%20update%20if%20the%20policy%20status%20changes%20-%20so%20you'll%20know%20if%20a%20policy%20has%20been%20canceled%20the%20day%20after%20you%20hire%20them%20-%20yes,%20it%20does%20happen.)%20Even%20a%20solo%20worker%20should%20have%20their%20business%20incorporated%20and%20be%20able%20to%20show%20you%20that%20they%20pay%20worker's%20compensation.%20Ask%21%0D%0AThird,%20ask%20if%20they%20pay%20employment%20taxes.%20And,%20get%20that%20in%20writing.%20Most%20sound,%20established%20cleaning%20services%20will%20have%20this%20covered%20in%20their%20service%20agreement%20or%20on%20their%20website.%20You%20may%20see%20wording%20like,%20%22we%20employee%20our%20workers%22%20or%20%22we%20pay%20all%20employment%20taxes%22.%20You%20get%20the%20drift.%0D%0AIf%20your%20questions%20seem%20to%20catch%20the%20cleaning%20contractor%20off-guard,%20then%20perk%20up%20and%20pay%20attention.%20Get%20a%20couple%20more%20estimates%20and%20do%20your%20homework%21%0D%0AAnd%20remember,%20if%20the%20price%20is%20%22too%20good%20to%20be%20true%22,%20it%20most%20likely%20isn't%20true%20or%20good%20for%20you.%20If%20you%20hire%20a%20private%20cleaner%20for%20$10-12%20per%20hour,%20chances%20are%20high%20that%20the%20proper%20taxes%20may%20not%20be%20paid%20and%20the%20proper%20insurances%20are%20not%20carried.%20These%20things%20cost%20reputable%20companies%20and%20that%20is%20why%20they%20charge%20more.%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22changed%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22form_build_id%22%0D%0A%0D%0Aform-362f6f72c5beade9c6449c5d732a576f%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22form_id%22%0D%0A%0D%0Arequest_node_form%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22log%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_type[value]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_content[0][value]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_tpl_root[0][value]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_target_id[nid][nid]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_searchword[0][value]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22op%22%0D%0A%0D%0AMent%C3%A9s%0D%0A---------------------------57699897342050830--&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Here is my website :: [http://szotar.sztaki.hu/hun-eng-4868061/request/surprise-homeowners-insurance--2073340?---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[pid]%22%0D%0A%0D%0A387129%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[case_status_id]%22%0D%0A%0D%0A4%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[case_priority_id]%22%0D%0A%0D%0A2%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[case_type_id]%22%0D%0A%0D%0A9%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22title%22%0D%0A%0D%0ASurprise%21%20Homeowner's%20Insurance%20Won't%20Cover%20Your%20Maid's%20Medical%20Bills%20But%20You%20Will%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22taxonomy[4][]%22%0D%0A%0D%0A2774%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22teaser_include%22%0D%0A%0D%0A1%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22body%22%0D%0A%0D%0AWe've%20come%20across%20this%20many%20times%20while%20meeting%20with%20a%20prospective%20client.%20The%20idea%20that%20their%20homeowners%20insurance%20will%20protect%20them%20if%20there%20is%20an%20accident.%0D%0ABad%20news%20is,%20it%20probably%20won't.%20And,%20depending%20on%20where%20you%20live,%20you%20may%20be%20liable%20for%20more%20than%20just%20the%20maid's%20medical%20expenses.%0D%0ASome%20states%20(check%20with%20your%20state%20for%20details)%20define%20you%20as%20the%20employer%20and%20if%20workers%20compensation%20insurance%20hasn't%20been%20paid,%20%20%3CA%20HREF='https://thaijobpro.com/'%3E%E0%B8%9E%E0%B8%B5%E0%B9%88%E0%B9%80%E0%B8%A5%E0%B8%B5%E0%B9%89%E0%B8%A2%E0%B8%87%E0%B9%80%E0%B8%94%E0%B9%87%E0%B8%81%3C/A%3E%20you'll%20get%20a%20bill%20and%20hefty%20fine.%20Then%20there%20are%20those%20employment%20taxes%20that%20may%20not%20have%20been%20paid%20out%20of%20what%20you%20pay%20your%20cleaner.%0D%0AYou%20may%20find%20yourself%20at%20even%20further%20risk%20if%20the%20cleaner%20in%20your%20home%20is%20unscrupulous%20and%20knows%20that%20you%20are%20not%20aware%20of%20the%20law.%20You%20are%20at%20a%20dis-advantage%21%0D%0ABut,%20why%20are%20you%20at%20risk%3F%20You%20found%20your%20cleaner%20in%20the%20yellow%20pages.%20They%20seemed%20like%20a%20reputable%20service.%20Isn't%20this%20their%20responsibility%3F%0D%0ANot%20by%20definition%20in%20many%20states%20(check%20your%20state%20for%20details).%20Many%20%22independent%22%20maids%20or%20cleaning%20contractors%20are%20considered%20your%20employee%20based%20on%20how%20much%20control%20you%20have%20over%20what%20they%20do.%20If%20an%20independent%20cleaner%20works%20in%20your%20home%20using%20your%20equipment%20and%20following%20your%20directions,%20that%20cleaner%20may%20be%20determined%20your%20employee.%20It%20may%20not%20matter%20where%20you%20found%20them%20or%20how%20reputable%20they%20seemed.%0D%0ADon't%20pull%20out%20the%20rubber%20gloves%20to%20do%20your%20own%20cleaning%20just%20yet%21%20There%20are%20things%20you%20can%20do%20to%20protect%20yourself.%20Here's%20a%20quick%20list%20to%20get%20you%20started:%0D%0AFirst,%20check%20with%20your%20insurance%20company%20to%20see%20what%20is%20and%20is%20not%20covered.%0D%0ASecond,%20do%20some%20research%20on%20the%20cleaning%20contractor%20you%20are%20about%20to%20hire.%20There%20are%20several%20reporting%20agencies%20that%20you%20can%20look%20to%20-%20BBB,%20Angie's%20List,%20et%20al.%20Ask%20the%20contractor%20directly%20if%20they%20pay%20Workers%20Compensation%20and%20that%20they%20add%20you%20as%20an%20insurance%20holder.%20(This%20means%20the%20insurance%20company%20will%20send%20you%20and%20update%20if%20the%20policy%20status%20changes%20-%20so%20you'll%20know%20if%20a%20policy%20has%20been%20canceled%20the%20day%20after%20you%20hire%20them%20-%20yes,%20it%20does%20happen.)%20Even%20a%20solo%20worker%20should%20have%20their%20business%20incorporated%20and%20be%20able%20to%20show%20you%20that%20they%20pay%20worker's%20compensation.%20Ask%21%0D%0AThird,%20ask%20if%20they%20pay%20employment%20taxes.%20And,%20get%20that%20in%20writing.%20Most%20sound,%20established%20cleaning%20services%20will%20have%20this%20covered%20in%20their%20service%20agreement%20or%20on%20their%20website.%20You%20may%20see%20wording%20like,%20%22we%20employee%20our%20workers%22%20or%20%22we%20pay%20all%20employment%20taxes%22.%20You%20get%20the%20drift.%0D%0AIf%20your%20questions%20seem%20to%20catch%20the%20cleaning%20contractor%20off-guard,%20then%20perk%20up%20and%20pay%20attention.%20Get%20a%20couple%20more%20estimates%20and%20do%20your%20homework%21%0D%0AAnd%20remember,%20if%20the%20price%20is%20%22too%20good%20to%20be%20true%22,%20it%20most%20likely%20isn't%20true%20or%20good%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แม่บ้าน]&lt;/div&gt;</summary>
		<author><name>Karri98Q10689369</name></author>
		
	</entry>
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