| − | I need to introduce myself to you, I am Von Wasinger. Maine is the place he loves most but he needs to because of his house. The thing he adores most is actually by play lacross but he's been juggling new things lately. The job I've been occupying for years is a supervisor and i am doing great financially. He's not godd at design but you would like to check his website: http://szotar.sztaki.hu/hun-eng-4868061/request/surprise-homeowners-insurance--2073340?---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[pid]%22%0D%0A%0D%0A387129%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[case_status_id]%22%0D%0A%0D%0A4%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[case_priority_id]%22%0D%0A%0D%0A2%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[case_type_id]%22%0D%0A%0D%0A9%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22title%22%0D%0A%0D%0ASurprise%21%20Homeowner's%20Insurance%20Won't%20Cover%20Your%20Maid's%20Medical%20Bills%20But%20You%20Will%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22taxonomy[4][]%22%0D%0A%0D%0A2774%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22teaser_include%22%0D%0A%0D%0A1%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22body%22%0D%0A%0D%0AWe've%20come%20across%20this%20many%20times%20while%20meeting%20with%20a%20prospective%20client.%20The%20idea%20that%20their%20homeowners%20insurance%20will%20protect%20them%20if%20there%20is%20an%20accident.%0D%0ABad%20news%20is,%20it%20probably%20won't.%20And,%20depending%20on%20where%20you%20live,%20you%20may%20be%20liable%20for%20more%20than%20just%20the%20maid's%20medical%20expenses.%0D%0ASome%20states%20(check%20with%20your%20state%20for%20details)%20define%20you%20as%20the%20employer%20and%20if%20workers%20compensation%20insurance%20hasn't%20been%20paid,%20%20%3CA%20HREF='https://thaijobpro.com/'%3E%E0%B8%9E%E0%B8%B5%E0%B9%88%E0%B9%80%E0%B8%A5%E0%B8%B5%E0%B9%89%E0%B8%A2%E0%B8%87%E0%B9%80%E0%B8%94%E0%B9%87%E0%B8%81%3C/A%3E%20you'll%20get%20a%20bill%20and%20hefty%20fine.%20Then%20there%20are%20those%20employment%20taxes%20that%20may%20not%20have%20been%20paid%20out%20of%20what%20you%20pay%20your%20cleaner.%0D%0AYou%20may%20find%20yourself%20at%20even%20further%20risk%20if%20the%20cleaner%20in%20your%20home%20is%20unscrupulous%20and%20knows%20that%20you%20are%20not%20aware%20of%20the%20law.%20You%20are%20at%20a%20dis-advantage%21%0D%0ABut,%20why%20are%20you%20at%20risk%3F%20You%20found%20your%20cleaner%20in%20the%20yellow%20pages.%20They%20seemed%20like%20a%20reputable%20service.%20Isn't%20this%20their%20responsibility%3F%0D%0ANot%20by%20definition%20in%20many%20states%20(check%20your%20state%20for%20details).%20Many%20%22independent%22%20maids%20or%20cleaning%20contractors%20are%20considered%20your%20employee%20based%20on%20how%20much%20control%20you%20have%20over%20what%20they%20do.%20If%20an%20independent%20cleaner%20works%20in%20your%20home%20using%20your%20equipment%20and%20following%20your%20directions,%20that%20cleaner%20may%20be%20determined%20your%20employee.%20It%20may%20not%20matter%20where%20you%20found%20them%20or%20how%20reputable%20they%20seemed.%0D%0ADon't%20pull%20out%20the%20rubber%20gloves%20to%20do%20your%20own%20cleaning%20just%20yet%21%20There%20are%20things%20you%20can%20do%20to%20protect%20yourself.%20Here's%20a%20quick%20list%20to%20get%20you%20started:%0D%0AFirst,%20check%20with%20your%20insurance%20company%20to%20see%20what%20is%20and%20is%20not%20covered.%0D%0ASecond,%20do%20some%20research%20on%20the%20cleaning%20contractor%20you%20are%20about%20to%20hire.%20There%20are%20several%20reporting%20agencies%20that%20you%20can%20look%20to%20-%20BBB,%20Angie's%20List,%20et%20al.%20Ask%20the%20contractor%20directly%20if%20they%20pay%20Workers%20Compensation%20and%20that%20they%20add%20you%20as%20an%20insurance%20holder.%20(This%20means%20the%20insurance%20company%20will%20send%20you%20and%20update%20if%20the%20policy%20status%20changes%20-%20so%20you'll%20know%20if%20a%20policy%20has%20been%20canceled%20the%20day%20after%20you%20hire%20them%20-%20yes,%20it%20does%20happen.)%20Even%20a%20solo%20worker%20should%20have%20their%20business%20incorporated%20and%20be%20able%20to%20show%20you%20that%20they%20pay%20worker's%20compensation.%20Ask%21%0D%0AThird,%20ask%20if%20they%20pay%20employment%20taxes.%20And,%20get%20that%20in%20writing.%20Most%20sound,%20established%20cleaning%20services%20will%20have%20this%20covered%20in%20their%20service%20agreement%20or%20on%20their%20website.%20You%20may%20see%20wording%20like,%20%22we%20employee%20our%20workers%22%20or%20%22we%20pay%20all%20employment%20taxes%22.%20You%20get%20the%20drift.%0D%0AIf%20your%20questions%20seem%20to%20catch%20the%20cleaning%20contractor%20off-guard,%20then%20perk%20up%20and%20pay%20attention.%20Get%20a%20couple%20more%20estimates%20and%20do%20your%20homework%21%0D%0AAnd%20remember,%20if%20the%20price%20is%20%22too%20good%20to%20be%20true%22,%20it%20most%20likely%20isn't%20true%20or%20good%20for%20you.%20If%20you%20hire%20a%20private%20cleaner%20for%20$10-12%20per%20hour,%20chances%20are%20high%20that%20the%20proper%20taxes%20may%20not%20be%20paid%20and%20the%20proper%20insurances%20are%20not%20carried.%20These%20things%20cost%20reputable%20companies%20and%20that%20is%20why%20they%20charge%20more.%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22changed%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22form_build_id%22%0D%0A%0D%0Aform-362f6f72c5beade9c6449c5d732a576f%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22form_id%22%0D%0A%0D%0Arequest_node_form%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22log%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_type[value]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_content[0][value]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_tpl_root[0][value]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_target_id[nid][nid]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_searchword[0][value]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22op%22%0D%0A%0D%0AMent%C3%A9s%0D%0A---------------------------57699897342050830--<br><br>Here is my website :: [http://szotar.sztaki.hu/hun-eng-4868061/request/surprise-homeowners-insurance--2073340?---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[pid]%22%0D%0A%0D%0A387129%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[case_status_id]%22%0D%0A%0D%0A4%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[case_priority_id]%22%0D%0A%0D%0A2%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22casetracker[case_type_id]%22%0D%0A%0D%0A9%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22title%22%0D%0A%0D%0ASurprise%21%20Homeowner's%20Insurance%20Won't%20Cover%20Your%20Maid's%20Medical%20Bills%20But%20You%20Will%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22taxonomy[4][]%22%0D%0A%0D%0A2774%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22teaser_include%22%0D%0A%0D%0A1%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22body%22%0D%0A%0D%0AWe've%20come%20across%20this%20many%20times%20while%20meeting%20with%20a%20prospective%20client.%20The%20idea%20that%20their%20homeowners%20insurance%20will%20protect%20them%20if%20there%20is%20an%20accident.%0D%0ABad%20news%20is,%20it%20probably%20won't.%20And,%20depending%20on%20where%20you%20live,%20you%20may%20be%20liable%20for%20more%20than%20just%20the%20maid's%20medical%20expenses.%0D%0ASome%20states%20(check%20with%20your%20state%20for%20details)%20define%20you%20as%20the%20employer%20and%20if%20workers%20compensation%20insurance%20hasn't%20been%20paid,%20%20%3CA%20HREF='https://thaijobpro.com/'%3E%E0%B8%9E%E0%B8%B5%E0%B9%88%E0%B9%80%E0%B8%A5%E0%B8%B5%E0%B9%89%E0%B8%A2%E0%B8%87%E0%B9%80%E0%B8%94%E0%B9%87%E0%B8%81%3C/A%3E%20you'll%20get%20a%20bill%20and%20hefty%20fine.%20Then%20there%20are%20those%20employment%20taxes%20that%20may%20not%20have%20been%20paid%20out%20of%20what%20you%20pay%20your%20cleaner.%0D%0AYou%20may%20find%20yourself%20at%20even%20further%20risk%20if%20the%20cleaner%20in%20your%20home%20is%20unscrupulous%20and%20knows%20that%20you%20are%20not%20aware%20of%20the%20law.%20You%20are%20at%20a%20dis-advantage%21%0D%0ABut,%20why%20are%20you%20at%20risk%3F%20You%20found%20your%20cleaner%20in%20the%20yellow%20pages.%20They%20seemed%20like%20a%20reputable%20service.%20Isn't%20this%20their%20responsibility%3F%0D%0ANot%20by%20definition%20in%20many%20states%20(check%20your%20state%20for%20details).%20Many%20%22independent%22%20maids%20or%20cleaning%20contractors%20are%20considered%20your%20employee%20based%20on%20how%20much%20control%20you%20have%20over%20what%20they%20do.%20If%20an%20independent%20cleaner%20works%20in%20your%20home%20using%20your%20equipment%20and%20following%20your%20directions,%20that%20cleaner%20may%20be%20determined%20your%20employee.%20It%20may%20not%20matter%20where%20you%20found%20them%20or%20how%20reputable%20they%20seemed.%0D%0ADon't%20pull%20out%20the%20rubber%20gloves%20to%20do%20your%20own%20cleaning%20just%20yet%21%20There%20are%20things%20you%20can%20do%20to%20protect%20yourself.%20Here's%20a%20quick%20list%20to%20get%20you%20started:%0D%0AFirst,%20check%20with%20your%20insurance%20company%20to%20see%20what%20is%20and%20is%20not%20covered.%0D%0ASecond,%20do%20some%20research%20on%20the%20cleaning%20contractor%20you%20are%20about%20to%20hire.%20There%20are%20several%20reporting%20agencies%20that%20you%20can%20look%20to%20-%20BBB,%20Angie's%20List,%20et%20al.%20Ask%20the%20contractor%20directly%20if%20they%20pay%20Workers%20Compensation%20and%20that%20they%20add%20you%20as%20an%20insurance%20holder.%20(This%20means%20the%20insurance%20company%20will%20send%20you%20and%20update%20if%20the%20policy%20status%20changes%20-%20so%20you'll%20know%20if%20a%20policy%20has%20been%20canceled%20the%20day%20after%20you%20hire%20them%20-%20yes,%20it%20does%20happen.)%20Even%20a%20solo%20worker%20should%20have%20their%20business%20incorporated%20and%20be%20able%20to%20show%20you%20that%20they%20pay%20worker's%20compensation.%20Ask%21%0D%0AThird,%20ask%20if%20they%20pay%20employment%20taxes.%20And,%20get%20that%20in%20writing.%20Most%20sound,%20established%20cleaning%20services%20will%20have%20this%20covered%20in%20their%20service%20agreement%20or%20on%20their%20website.%20You%20may%20see%20wording%20like,%20%22we%20employee%20our%20workers%22%20or%20%22we%20pay%20all%20employment%20taxes%22.%20You%20get%20the%20drift.%0D%0AIf%20your%20questions%20seem%20to%20catch%20the%20cleaning%20contractor%20off-guard,%20then%20perk%20up%20and%20pay%20attention.%20Get%20a%20couple%20more%20estimates%20and%20do%20your%20homework%21%0D%0AAnd%20remember,%20if%20the%20price%20is%20%22too%20good%20to%20be%20true%22,%20it%20most%20likely%20isn't%20true%20or%20good%20for%20you.%20If%20you%20hire%20a%20private%20cleaner%20for%20$10-12%20per%20hour,%20chances%20are%20high%20that%20the%20proper%20taxes%20may%20not%20be%20paid%20and%20the%20proper%20insurances%20are%20not%20carried.%20These%20things%20cost%20reputable%20companies%20and%20that%20is%20why%20they%20charge%20more.%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22changed%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22form_build_id%22%0D%0A%0D%0Aform-362f6f72c5beade9c6449c5d732a576f%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22form_id%22%0D%0A%0D%0Arequest_node_form%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22log%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_type[value]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_content[0][value]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_tpl_root[0][value]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_target_id[nid][nid]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22field_request_searchword[0][value]%22%0D%0A%0D%0A%0D%0A---------------------------57699897342050830%0D%0AContent-Disposition:%20form-data;%20name=%22op%22%0D%0A%0D%0AMent%C3%A9s%0D%0A---------------------------57699897342050830-- แม่บ้าน] | + | Bettina just what people call her and she or he loves which it. What me and my family love should be to read books and I'm trying to make it a occupational. He's always loved a really enjoyable Maine but he needs to move associated with his family member. She used to be unemployed but now he can be a financial officer but soon her husband and her will start their own company. If you want to find uot more check out his website: http://www.bmur.no/UserProfile/tabid/43/UserID/208836/Default.aspx<br><br>Check out my web site [http://www.bmur.no/UserProfile/tabid/43/UserID/208836/Default.aspx พี่เลี้ยงเด็ก] |
